|
|
|
phenom
|
 |
« Reply #1 on: May 24, 2009, 11:19:49 PM » |
|
phenom
|
|
|
|
|
Logged
|
|
|
|
bonescythe
Full Member
Karma: 0
 Offline
Gender: 
Posts: 190
Warrior of Winner Heights
|
|
« Reply #2 on: May 25, 2009, 12:09:45 AM » |
|
your self confidence is good phenom... Haha
|
|
|
|
|
Logged
|
Do not let others to look down on you because you are young. But take up the challenge and break the limits.
|
|
|
|
Share-Share
|
|
« Reply #3 on: May 25, 2009, 12:45:32 AM » |
|
Positive minded.  |
|
|
|
|
Logged
|
|
|
|
|
phenom
|
|
« Reply #4 on: May 25, 2009, 09:03:28 AM » |
|
no because i counted i have RM3.15 on my sundry desk  |
|
|
|
|
Logged
|
|
|
|
jl
Newbie
Karma: 0
Offline
Posts: 6
|
|
« Reply #5 on: May 25, 2009, 10:00:42 AM » |
|
but the pic could be in USD??? hahaha... so effectively the fella has more $$ than phenom
|
|
|
|
|
Logged
|
|
|
|
|
phenom
|
|
« Reply #6 on: May 25, 2009, 03:29:52 PM » |
|
but the pic could be in USD??? hahaha... so effectively the fella has more $$ than phenom
this is bad. now phenom is wondering about the meaning of his existence in this world.. and he is depressed.. phenom now accepting donations |
|
|
|
|
Logged
|
|
|
|
chilicandy
Sr. Member
Karma: 2
Offline
Posts: 310
spicy sweet
|
|
« Reply #7 on: May 25, 2009, 05:57:59 PM » |
|
i am so POOR.... anybody wanna help 'uplift' my financial condition ?  |
|
|
|
|
Logged
|
|
|
|
Sagat
Full Member
Karma: 0
Offline
Gender:
Posts: 145
Complexity is the Enemy of Speed and Flexibility
|
|
« Reply #8 on: May 25, 2009, 08:43:40 PM » |
|
it's OK if you taking loan & credit card frm bank
rather than AH LONG
|
|
|
|
|
Logged
|
LOVE x COURAGE x PERSEVERANCE = LOYALTY
|
|
|
|
phenom
|
|
« Reply #9 on: May 25, 2009, 08:48:42 PM » |
|
it's OK if you taking loan & credit card frm bank
rather than AH LONG
you best take out a calculator and check the digits before thinking like that dude.. only difference btw the two is one is more polite if you don't pay up |
|
|
|
|
Logged
|
|
|
|
Sagat
Full Member
Karma: 0
Offline
Gender:
Posts: 145
Complexity is the Enemy of Speed and Flexibility
|
|
« Reply #10 on: May 25, 2009, 08:53:31 PM » |
|
yup
but if no loan, how we can own property?
for average people, hv to saving till "tua" to bought house
|
|
|
|
|
Logged
|
LOVE x COURAGE x PERSEVERANCE = LOYALTY
|
|
|
Sagat
Full Member
Karma: 0
Offline
Gender:
Posts: 145
Complexity is the Enemy of Speed and Flexibility
|
|
« Reply #11 on: May 25, 2009, 09:00:33 PM » |
|
i wonder!
should we let our child taking study loan
or
should we saving frm now for their future's study?
|
|
|
|
|
Logged
|
LOVE x COURAGE x PERSEVERANCE = LOYALTY
|
|
|
jl
Newbie
Karma: 0
Offline
Posts: 6
|
|
« Reply #12 on: May 26, 2009, 03:27:23 PM » |
|
another option is to buy insurance for your kids... its a form of savings & once ur kids reach college/university age, u can take out the lump sum for their education
|
|
|
|
|
Logged
|
|
|
|
chilicandy
Sr. Member
Karma: 2
Offline
Posts: 310
spicy sweet
|
|
« Reply #13 on: May 26, 2009, 04:49:33 PM » |
|
bank and finance company are 'licensed' ah long.... not much different...
If we takes loans, and our kids could be spared from taking loans in the future, that would be nice....
Not everyone are good in finance planning.....
and its a headache thinking about our children looming education fees....
|
|
|
|
|
Logged
|
|
|
|
|
phenom
|
|
« Reply #14 on: May 26, 2009, 06:09:58 PM » |
|
dun worry i'm sure our ancestors having the same headaches, look how we turned out no need worry, make babies first, think later. we need to seed the population!  |
|
|
|
|
Logged
|
|
|
|
|
